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Stop The Anxiety
Fight Back Now!

From helpless to powerful – your debt defense starts here.

AI-Powered Debt Defense brought to you by  KillDebt.com KillDebt.com

Sued for a Debt? Use Our ParkerGPT and Get Expert Debt Defense in Minutes

KillDebt.ai (ParkerGPT) puts 30+ years of Brian Parker’s litigation and credit expertise into an AI that gives you instant, personalized help with debt lawsuits, collection letters, and credit reporting issues.

With your KillDebt.com membership, you also get full access to Brian’s proven tools:

  • FREE access to KillDebt.ai (ParkerGPT)
  • Legal document templates used in real cases

  • Step-by-step video tutorials

  • A supportive community forum

  • Ongoing live sessions and webinars

Your best defense is now one click away.

ParkerGPT + Brian Parker
ParkerGPT AI Demo

Simple Process

How Our ParkerGPT Works

Our AI-powered platform makes debt defense accessible and straightforward.

  • Upload Your Documents or Ask Questions

Upload your collection letters, court summons, or other debt-related documents into ParkerGPT. or ask your questions if you don’t know where to start.

  • wLet ParkerGPT Do The Work For You

Our AI analyzes your documents and questions, providing personalized guidance based on expert knowledge.

  • iReceive a Concise Answer to Your Questions and Documents To Revise and Submit

Receive customized response templates and step-by-step guidance and education to address your debt issues.

Membership Plans

Choose Your Plan

Get access to KillDebt.com & KillDebt.ai, powered by ParkerGPT: expert debt defense guidance and document analysis and generation. 

Individual Plans
Business Use Plans

Super Starter

$99/month

Perfect for exploring the basics (without AI)

  • 1 Individual License (not for business use)
  • Access to 1100+ legal documents, templates, and letters)
  • Unlimited full‑length instructional videos)
  • Weekly updates: new videos & resources)
  • Member‑only forum with direct access to Brian Parker)
  • Access to KillDebt.ai (ParkerGPT/AI assistant)
  • AI‑powered document generation and analysis
  • Step‑by‑step lawsuit & dispute support tools
  • Exclusive EARLY access to all future features
  • Month‑to‑month pricing / flexible membership
  • Email Support
  • Lifetime price lock as long as active
  • Future updates guaranteed as long as active
Yes Please!

All Access Monthly

$149/month

Unlock everything KillDebt has to offer (with ParkerGPT AI)

  • 1 Individual License (not for business use)
  • Access to 1100+ legal documents, templates, and letters)
  • Unlimited full‑length instructional videos)
  • Weekly updates: new videos & resources)
  • Member‑only forum with direct access to Brian Parker)
  • Access to KillDebt.ai (ParkerGPT/AI assistant)
  • AI‑powered document generation and analysis
  • Step‑by‑step lawsuit & dispute support tools
  • Exclusive EARLY access to all future features
  • 20% off future consultations with Brian
  • Month‑to‑month pricing / flexible membership
  • Email Support
  • Lifetime price lock as long as active
  • Future updates guaranteed as long as active
Sign me up for Monthly Plan!

3 Month Special

$299 every 3 months

Buy 2 Months Get 1 FREE
(with ParkerGPT AI)

  • 1 Individual License (not for business use)
  • Access to 1100+ legal documents, templates, and letters)
  • Unlimited full‑length instructional videos)
  • Weekly updates: new videos & resources)
  • Member‑only forum with direct access to Brian Parker)
  • Access to KillDebt.ai (ParkerGPT/AI assistant)
  • AI‑powered document generation and analysis
  • Step‑by‑step lawsuit & dispute support tools
  • Exclusive EARLY access to all future features
  • 20% off future consultations with Brian
  • Save vs monthly price (Buy 2, Get 1 Free)
  • 3‑months uninterrupted access
  • Email Support
  • Lifetime price lock as long as active
  • Future updates guaranteed as long as active
I need the 3 Month Plan!

Lifetime access

$999 One Payment

Never worry about renewals again. Pay once. Defend forever.
(with ParkerGPT AI)

  • 1 Individual License (not for business use)
  • Access to 1100+ legal documents, templates, and letters)
  • Unlimited full‑length instructional videos)
  • Weekly updates: new videos & resources)
  • Member‑only forum with direct access to Brian Parker)
  • Access to KillDebt.ai (ParkerGPT/AI assistant)
  • AI‑powered document generation and analysis
  • Step‑by‑step lawsuit & dispute support tools
  • Exclusive EARLY access to all future features
  • One-time initial 15 min consultation with Brian
  • 20% off future consultations with Brian
  • Lifetime uninterrupted access
  • Priority support
  • VIP bonus content
  • Lifetime price lock
  • Future updates guaranteed
I want LIFETIME PROTECTION!

* Cancellation needs to be submitted before the renewal date. You will have the remainder of the membership period to use our services. No refunds will be issued. 

Small Business

$1,500/year

All the power of KillDebt, scaled for a focused practice.

  • Business License
  • Multiple team member seats (3)
  • Additional team member seats +$240/year
  • Centralized Billing & Account Management
  • Access to 1100+ legal documents, templates, and letters)
  • Unlimited full‑length instructional videos)
  • Weekly updates: new videos & resources)
  • Member‑only forum with direct access to Brian Parker)
  • Access to KillDebt.ai (ParkerGPT/AI assistant)
  • AI‑powered document generation and analysis
  • Step‑by‑step lawsuit & dispute support tools
  • Exclusive EARLY access to all future features
  • One-time initial 15 MIN consultation with Brian
  • 20% off future consultations with Brian
  • Priority Email Support
  • VIP bonus content
  • Lifetime price lock as long as active
  • Future updates guaranteed as long as active
Yes Please!

Growth

$2,800/year

The tools your whole team needs - Without limits on performance.

  • Business License
  • Multiple team member seats (10)
  • Additional team member seats +$240/year
  • Centralized Billing & Account Management
  • Access to 1100+ legal documents, templates, and letters)
  • Unlimited full‑length instructional videos)
  • Weekly updates: new videos & resources)
  • Member‑only forum with direct access to Brian Parker)
  • Access to KillDebt.ai (ParkerGPT/AI assistant)
  • AI‑powered document generation and analysis
  • Step‑by‑step lawsuit & dispute support tools
  • Exclusive EARLY access to all future features
  • One-time initial 15 MIN consultation with Brian
  • 20% off future consultations with Brian
  • Priority Phone & Email Support
  • VIP bonus content
  • Lifetime price lock as long as active
  • Future updates guaranteed as long as active
Sign me up!

Enterprise

$5,000/year

Full-scale power - Unstopable results - for firms ready to dominate.

  • Business License
  • Multiple team member seats (unlimited)
  • Additional team member seats +$240/year
  • Centralized Billing & Account Management
  • Access to 1100+ legal documents, templates, and letters)
  • Unlimited full‑length instructional videos)
  • Weekly updates: new videos & resources)
  • Member‑only forum with direct access to Brian Parker)
  • Access to KillDebt.ai (ParkerGPT/AI assistant)
  • AI‑powered document generation and analysis
  • Step‑by‑step lawsuit & dispute support tools
  • Exclusive EARLY access to all future features
  • One-time initial 30 MIN consultation with Brian
  • 20% off future consultations with Brian
  • Priority Phone & Email Support
  • VIP bonus content
  • Lifetime price lock as long as active
  • Future updates guaranteed as long as active
I need the Unlimited!

* Cancellation needs to be submitted before the renewal date. You will have the remainder of the membership period to use our services. No refunds will be issued. 

Recent videos

Click to see the latest videos and documents below. 

KILLER Debt Defenses That DESTROY Collection Lawsuits

KILLER Debt Defenses That DESTROY Collection Lawsuits

Here, Brian explains what an Affirmative Defense is and how to use the list of Affirmative Defenses with your Collection Answer to show the Bad Guys how good your defenses are based upon their bad stuff (Bad Guys = Bad Stuff) and how they sued an educated debtor. Use the great Check List to win your case. Go get’em.

How to DEMOLISH The Collection Affidavit

How to DEMOLISH The Collection Affidavit

Here, Brian opens up analysis on the world of Debt Collection Affidavits and how to break them based upon simple evidence rules: Everything is Hearsay unless there is an Exception to the Hearsay Rule. Learn how to beat the Business Records Exception and a Court and Plaintiff collector’s reliance on what it is: an Exception and not the Rule. Remember, time is not a friend of hearsay exceptions. Just as in Bill of Sale Videos, an Affidavit is not an Assignment. Hang in there with this one. It’s good for your lawsuit defense and to kill a Plaintiff collector’s summary motion.

KILLER Debt Defenses That DESTROY Collection Lawsuits

KILLER Debt Defenses That DESTROY Collection Lawsuits

Here, Brian explains what an Affirmative Defense is and how to use the list of Affirmative Defenses with your Collection Answer to show the Bad Guys how good your defenses are based upon their bad stuff (Bad Guys = Bad Stuff) and how they sued an educated debtor. Use the great Check List to win your case. Go get’em.

How to DEMOLISH The Collection Affidavit

How to DEMOLISH The Collection Affidavit

Here, Brian opens up analysis on the world of Debt Collection Affidavits and how to break them based upon simple evidence rules: Everything is Hearsay unless there is an Exception to the Hearsay Rule. Learn how to beat the Business Records Exception and a Court and Plaintiff collector’s reliance on what it is: an Exception and not the Rule. Remember, time is not a friend of hearsay exceptions. Just as in Bill of Sale Videos, an Affidavit is not an Assignment. Hang in there with this one. It’s good for your lawsuit defense and to kill a Plaintiff collector’s summary motion.

Being harassed by a Debt Collector? Or are you being sued on a debt?

If you are being sued by the original creditor or a debt buyer, STOP THE ANXIETY! FIGHT BACK!

Bank of America Barclays Capital One Citibank Chase - J.P.Morgan Discover Velocity Midland Credit Management LVNV Funding Portfolio Recovery Associates Absolute Resolution Corp Crown Asset Management AIM Cavalry Credit Corp Solutions Galaxy International Purchasing Jeferson Capital Marcus by Goldman Sachs SoFi unifund United Holding Group Bank of America Barclays Capital One Citibank Chase - J.P.Morgan Discover Velocity Midland Credit Management LVNV Funding Portfolio Recovery Associates Absolute Resolution Corp Crown Asset Management AIM Cavalry Credit Corp Solutions Galaxy International Purchasing Jeferson Capital Marcus by Goldman Sachs SoFi unifund United Holding Group Bank of America Barclays Capital One Citibank Chase - J.P.Morgan Discover Velocity Midland Credit Management LVNV Funding Portfolio Recovery Associates Absolute Resolution Corp Crown Asset Management AIM Cavalry Credit Corp Solutions Galaxy International Purchasing Jeferson Capital Marcus by Goldman Sachs SoFi unifund United Holding Group Bank of America Barclays Capital One Citibank Chase - J.P.Morgan Discover Velocity Midland Credit Management LVNV Funding Portfolio Recovery Associates Absolute Resolution Corp Crown Asset Management AIM Cavalry Credit Corp Solutions Galaxy International Purchasing Jeferson Capital Marcus by Goldman Sachs SoFi unifund United Holding Group

Welcome to the ultimate resource for defending yourself against debt-collection lawsuits.

Our platform is designed to help you fight credit card debt, learn how to answer a summons, and access proven debt lawsuit help strategies without hiring a lawyer. Backed by 30 years of litigation experience in both state and federal courts, we provide:

Step-by-Step Legal Tutorials

Your membership includes a full library of step-by-step video lessons designed to help you defend yourself with confidence. Learn how to file a proper Answer to a debt collection lawsuit, prepare for court, respond to discovery requests, and represent yourself effectively—all explained in simple, actionable language.


Ready-to-Use Legal Documents

Gain unlimited access to over 1,200 downloadable legal templates created from real courtroom cases. These include Answers to Complaints, Settlement Offer Letters, Debt Validation Requests, Securitization Challenge Letters, Identity Theft Affidavits, and Credit Dispute Letters. Each document is easy to customize for your personal situation.


Proven Debt Defense and Credit Strategies

Get practical, battle-tested strategies to stop debt collectors, protect your credit, and assert your legal rights. You’ll learn how to properly respond to collection attempts, challenge inaccurate credit reports, and raise powerful legal defenses such as lack of standing, improper chain of title, and FDCPA violations.


Smarter Debt Settlement Tactics

We’ll show you how to negotiate better settlements using the right legal tools. With validation, dispute, and securitization letters, you can apply pressure that often leads to more favorable outcomes, whether you’re just starting or already in litigation.


Handling Debt Collection Law Firms

Watch exclusive video breakdowns on how to handle aggressive debt collection attorneys. These insights are drawn from Brian Parker’s 30+ years of courtroom experience and will show you how to stay calm, take control, and avoid costly mistakes when facing legal threats.

What is KillDebt.AI?

KillDebt.ai puts 30+ years of debt defense experience directly into your hands through ParkerGPT, an AI-powered legal assistant built from Brian Parker’s real courtroom strategies and the actual documents he’s used to win cases.

Whether you’re facing a lawsuit or just received a collection letter, you can chat with ParkerGPT anytime—ask questions, upload documents, and generate Brian’s tested responses like Answers, Debt Validation Letters, and more.

No expensive hourly fees. No $10,000 minimums. Just clear, reliable guidance designed to help you fight back smarter and stay in control.

What is included in a subscription plan?

The Unlimited Plan gives you round-the-clock access to a complete legal self-defense system—designed to help you take on debt collectors, credit reporting issues, and lawsuits with confidence.

  • 🎥 350+ Instructional Videos
    Watch concise, practical videos (10–30 minutes each) that break down proven legal strategies from Brian Parker’s 30+ years of courtroom experience.

  • 📄 1,200+ Legal Documents, Templates & Letters
    Instantly access a full library of ready-to-use legal forms—Answers, Motions, Debt Validation Letters, and more—crafted by a real consumer law attorney.

  • 🔄 Weekly Updates
    Get new content added every week, including fresh videos, updated documents, and strategy breakdowns based on current legal trends.

  • 💬 Private Member Forum
    Ask questions and connect with Brian Parker and fellow members for peer and expert support in a private, member-only space.

  • 🧰 Powerful Self-Help Tools
    Step-by-step guides, checklists, and timelines to help you defend yourself against collectors and legal threats.

Want Even More Power? Upgrade for Access to KillDebt.ai

(will be available 7/2025)

By upgrading your membership, you unlock full access to ParkerGPT on KillDebt.ai—your personal legal assistant built from Brian Parker’s actual courtroom strategies and documents.

  • 🤖 Chat with ParkerGPT 24/7
    Get instant answers, strategy breakdowns, and document guidance—right when you need it most.

  • 📎 Upload & Analyze Legal Documents
    Summons? Complaint? Collection letter? Upload and get expert-level analysis and a plan of action in seconds.

  • ✍️ Auto-Generate Customized Legal Responses
    Create Answers, affidavits, and validation letters tailored to your case using Brian’s actual templates and arguments.

  • 🧠 Your Legal Coach in Your Pocket
    Like having Brian by your side—helping you respond, strategize, and prepare documents, anytime, anywhere.

What makes ParkerGPT different from ChatGPT?
  • 🧠 Expert Help—Exactly When You Need It
    No waiting, no scheduling—access 30+ years of hard-won legal wisdom on your terms, 24/7.

  • 📎 Don’t Wonder What That Letter Means—Know
    Upload your court summons or collection letter and get instant clarity on what it really says and what to do next.

  • ✍️ Turn Fear Into Action
    Quickly generate the legal documents you need—Answers, affidavits, debt validation letters—based on real templates Brian has used to fight and win.

  • 📚 Finally Understand What’s Happening
    Step-by-step guidance that breaks down confusing legal jargon and gives you real, tactical options.

  • 💡 Protect Yourself Without Breaking the Bank
    One affordable subscription gives you ongoing access—no surprise fees, no retainers, no gatekeeping.

  • 🚫 Avoid the Mistakes That Cost People Thousands
    Don’t accidentally reset the statute of limitations or say the wrong thing—ParkerGPT helps you respond the right way, right now.

  • 📍 Built for Real Cases, Real People, Real Results
    These are not generic templates—they’re drawn from real court wins. You’ll get tailored support and jurisdiction-specific guidance every step of the way.

How to Take Control of Your Debt Lawsuit in Minutes

Select the optimal, budget-friendly solution for your collection and credit issues from our extensive library of videos, legal templates, courses, and self-tailored responses to collection lawsuits, discovery, court appearances.

Subscriptions

Monthly, Quarterly and Annual Subscriptions

eBooks

A Guide to Collection Self Defense

Coaching

Hourly Debt Collection Coaching with Brian Parker

FREE

Free Content for Everyone!